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High Value Homeowners Insurance in Spokane, WA

Building Protection for Spokane Residents with High Net Worth Homes

A home symbolizes family, comfort, and security. It serves as a reflection of the individuals residing within its confines – from the exterior framework to the interior atmosphere. However, a home also symbolizes an investment. For homeowners in Spokane and the surrounding communities, this investment may exceed the value insured under a standard homeowners policy.

Keeping High Value Homes Secure

As an independent agency, we have the ability to truly put clients first and we have strong relationships with a collection of established carriers and underwriters. After consulting with clients, we turn to our providers for the best policy forms and price. Often, our clients are able to bundle their coverage for additional savings.

Homeowners insurance tailored for high net worth clientele contains all the coverage offered under a traditional homeowners policy. However, the difference resides within the supplementary security supplied. A high value homeowners policy can ensure your home is rebuilt to its previous state or uncapped value – if extensive damaged occurs.

For your personal belongings, a traditional homeowners policy caps coverage for a variety of items, including jewelry, furs, and fine arts. This isn’t sufficient if the value of your belongings exceeds the coverage limits. Agents may recommend purchasing additional endorsements for these high-value items; however, through high value homeowners insurance, you can secure all items without the inefficiency of endorsements.

For more information on the insurance products and services we provide, please contact us at your convenience.

Agents Architecting Adequate Insurance Coverage

At Black & Associates Insurance Inc., we are dedicated to serving our clients however we can. Each high-value home we insure is distinct, as are the clients who own them. We work one-on-one with these individuals to confirm their expectations are exceeded. Service continues long after the policy purchasing process and we make a point to be available for our clients at all times. Don’t let your wealth of assets remain unprotected from risk. If you’re ready to begin building an appropriate homeowners policy, request a quote.

Additional Resources

Our Locations

*Black & Associates Insurance

7407 N Division, Suite D
Spokane, WA 99208
Main office: 509-368-7084
Toll free: 800-576-0075
Fax: 509-464-0747

Belfair Office

P.O. Box 3404
Belfair, WA 98528
Main office: 509-368-7084
Toll free: 800-576-0075

Our Providers

Testimonials

We needed assistance with our homeowners coverage for a loss reported in 2005. Our claim was settled promptly with courteous and understanding treatment. The staff is always friendly and willing to answer any questions we may have.
Mrs. Jerry Ochse; Spokane, WA
Your customer service is the Best! It's one-on-one, personal and a refreshing departure from the bank of representatives which frequently handle the business of any one customer. Keep it up!
Jane Yurtis; Ione, WA
We are so happy to have made the move to Black & Associates for car insurance and homeowners insurance. We saved a lot and gained better coverage and customer service by far. It was so quick and easy to transfer. After spending 30+ years with Farmers we will never go back. Black & Associates is #1 in our family.
Mr. & Mrs. G. McCallum; Spokane, WA
Black & Associates Insurance has been giving us GREAT customer service for many years for our autos, home and recreational vehicle. This year they saved us over $1000 by re-writing our auto policy to another company!!
Daryl and Connie Squires; Spokane, WA
We recommend you call Black & Associates Insurance for an insurance quote for your personal lines or commercial policy. We are saving $1070 this year on our new auto policy!! We have really appreciated their excellent customer service.
Vickie and Roy Bemis ; Spokane, WA
For $91 more dollars per six months Black & Associates doubled our liability and added Uninsured and PIP to our policy by re-writing it to another company!! In the two years they have insured us we have been pleased with their service and good advice.
Micah and Amanda Hall; Spokane, WA
During a recent conversation regarding personal liability insurance coverage, I could hardly believe anyone with a home, vehicle, and a job would not carry an umbrella liability policy. With those assets available such persons are a ripe target for a lawsuit even if they were not at fault in an accident.
Frank Reichert; Spokane, WA
Over the years, Black & Associates Insurance, Inc. has given us excellent prices on our auto and home insurance. They have provided us with excellent service since November 1991, when they first wrote our policies. Thanks!
Joseph Bollman; Spokane, WA
Black & Associates was recommended to me by an existing customer and I am so glad I listened! They have been really great and I trust Black & Associates completely.
Judy Nelson; Deer Park, WA
We needed assistance with our homeowners coverage for a loss reported in 2005—Our claim was settled promptly with courteous and understanding treatment. The staff is always friendly and willing to answer any questions we may have.
Mrs. Jerry Ochse; Spokane, WA
James B. Black & Associates have insured my properties, vehicles and boat for 9 years. Having everything under one umbrella and receiving guidance for all is much appreciated and gives me peace of mind.
Virginia Giesa; Spokane, WA
Thanks for your helpful advice and understanding while I was having some insurance problems with my older son a while ago.
Michael Lemberger, M.D.; Spokane, WA
Independent Services Corp, a home care agency for the elderly and disabled of all ages, has had the privilege of doing business with Black & Associates since April of 2013. The agency operates with a high level of dedication and a clear level of respectful integrity. The process of finding the amount of coverage I needed was made seamless by the staff at Black & Associates and my premiums are lower than I have had before with other insurance companies yet more detailed coverage.
Mary E. Hanna , Executive Director, Owner
I am writing to thank you for your prompt, courteous and detail-attentive assistance to Floyd and me in our recent insurance changes. Not only have you completed the necessary paperwork in a timely manner, you have been personally considerate of details Floyd managed and I now need to learn, since he died earlier this month. Thank you for making this transition a positive learning experience for me. Thank you for alerting me to the need for insuring our stored household items until the new home is finished and ready for occupancy. You have taken your time to personally evaluate my insurance needs and given me sound advice, without making me feel inadequate for not having the knowledge and experience Floyd had. It has been extremely helpful to communicate personally with you, rather than struggle through the maze of modern-day telephone antics! Therefore, as this process continues to unfold, I look forward to further communications and dealings with you.
Karen Mattern; Spokane, WA
Your customer service is the Best! It’s one-on-one, personal, and a refreshing departure from the “bank” of representatives which frequently handle the business of any one customer. Keep it up!
Jane Yurtis; Ione, WA
We have been your clients since the early 80’s and even though we relocated from Spokane to Sequim 18 years ago, we have remained your clients. I attribute this to the simple fact that you have been so very responsive to our needs. Whenever we have required help with our insurance, you have been only a phone call away and more than willing to assist us. In addition, as our children have grown into adults, you have been there for them as well. We appreciate your attention to our changing needs and intend to continue as your clients.
Jeanette & Roger Easling; Sequim, WA
Black & Associates is extremely easy to work with. They have always gone out of their way for us. We have cars, home and trailer with them. I would highly recommend them!
John and Kathy Van Houdt; Mead, WA
We are very pleased with Black & Associates. The whole office is just wonderful.
Megan and Justin Valentine; Liberty Lake, WA
Thanks so much for your hard work, promptness and professionalism. I can never say enough great things about you!
Jerry and Marian Fox, Northwest Commercial Kitchen Repair LLC; Spokane, WA
We are so grateful for your help in setting up our new insurance policy. James Black Insurance saved us 61.5% over our old policy. Judy did all of the research in order to make sure we had the proper coverage for our specific needs. In addition, Judy responded in a timely manner to all of my questions, and went above and beyond what was expected. I look forward to doing business with Black and Associates for many years to come.
David Bernhardt, President, Construction by Timberwolf ; Spokane Valley, WA
The process of finding the amount of coverage I needed was made seamless by the staff at Black
Mary Hanna
Jim, I want to thank you, and your terrific staff for ALWAYS providing exceptional service to ALL clients that I send your way. You all do a great job, and provide excellent customer service. Black and Associates Insurance always gets insurance binders out quickly, accurately, and without hassle. THANK YOU!
Shawn Van Gordon, President A&B Mortgage, Spokane, WA