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Types Of Insurance Every Contractor Should Have

12/5/2022

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​Electrical, plumbing, or construction contractors all run a very high danger of getting hurt. Employers must simultaneously monitor numerous moving parts because the task requires many workers and equipment to finish it on time. Having the appropriate insurance for contractors helps reduce dangers like legal action and medical bills.

A contractor should have the following insurance policies, or at least consider doing so:

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Apps Every Contractor Needs

11/21/2022

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​Mobile Applications are a new way for some professionals to organize their workflow efficiently. In 2022, contractors are not an exception to this. Here are free construction apps that every contractor needs. 

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Top 3 Important Types Of Contractor Insurance For All Construction Companies

5/16/2022

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Managing a construction company isn’t easy. All activities in this industry have associated dangers that may put your worker’s life at risk. Innovative and large-sized machines can make the work get done faster. But, it also alleviates the possible injuries that you or your workers may experience.
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If you already have contractor insurance, you give your workers the confidence to work without worrying about their safety. But, does your insurance offer the right coverage? The following are the three most essential types of contractor insurance you may add to your current one.

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Getting Ready For Home Construction: What To Remember When Hiring Professionals To Do It

4/18/2022

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If you're planning to renovate your house anytime soon, you must hire professional help, especially when it comes to construction. This way, you can rest assured that they will do their jobs without a hitch, even without much supervision.
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Here are some effective ways to ensure that you only hire professional construction workers for your home.

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Getting To Know Your Contractor’s Insurance Company: The Secrets They Keep

3/14/2022

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As an insurance policyholder, you have to be aware of everything about the company you have chosen to work with regarding Contractors Insurance. Try to find out everything about their history and additional information about customer feedback.

This way, you will know how they treat their customers apart from you. Also, you have to be able to read the fine print when it comes to any contract and documents that can support the validity of your existing insurance policy as a whole.

However, there are certain things that you still need to figure out about your existing insurance company without causing any problems. 

These points can give you an idea about utilizing your company's resources to improve your existing policy down the mold. By knowing their background, you will also understand how they choose their clients and why you should stay with them for the years to come.
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Here are those things as listed below.

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Two Must-Have Insurance Policies For Contractors

1/24/2022

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​Contractors have to deal with a lot of issues and risks daily. These risks can be minimized through the use of a proper insurance policy. Many different types of insurance can be used for contractors. It is important to know what kind of coverage you need, how much you need, and who will provide it.

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Using Contractors Insurance The Right Way

12/22/2021

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​Contractors insurance is a type of business insurance that covers contractors for liability as well as property damage. Contractor's insurance can be confusing, but it doesn't have to be complicated! This blog post will go over the basics of contractor's insurance, what you need to know about it and why you need it to protect your company.

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Safety Procedures For Employees While Traveling

11/22/2021

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​Contractors are exposed to everyday hazards when they're at work. In accordance, companies are trying to provide the best insurance and safety procedures to avoid accidents.

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The Risk Of Hiring A Contractor Without Insurance

6/14/2021

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Whether you're a landlord, a company owner, or a venture capitalist, you'll need to maintain your assets. Roofs deteriorate, plumbing spills, so you may have to remodel your room at times. You'll need to employ a contractor in these situations.
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It is crucial to hire a contractor covered by general liability, car, and workers’ compensation insurance. You will be held liable for any injuries or harm caused by the employer if you don't have it.

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Saving for the Future: Contractors Insurance 2021

1/18/2021

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​Most contractors are overpaying for insurance coverage they do not need. Why? Well, to keep it simple, most brokers could not care to scrutinize new insurance options. Lack of scrutiny can lead to higher contractors’ insurance rates, which could have been prevented earlier.

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Black and Associates Insurance, Inc.
​7407 N Division
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Spokane, WA 99208
(509) 464-0058​
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