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What Are The Requirements For Contractors' Insurance

9/12/2022

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​Contractors make sure that they are insured whenever they have projects to work with. Their responsibility is to care for their budget, employees, and some legal concerns. Insurance can help them to have a worry-free workplace and management.

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Do Independent Contractors Need Insurance?

8/22/2022

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​Independent Contractors refer to self-employed individuals who work for another person or organization under contract. Independent contractors are not classified as employees. They are responsible for providing their tools and equipment. Now the question is, do independent contractors need insurance? Let's find out.

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7 Reasons Why You Need A Contractors Insurance

7/11/2022

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​Working as a contractor entails numerous risks. Certain factors and variables are beyond your control, which is all a part of the job. Here are the 7 reasons you need to have contractor's insurance.

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The Five Facts You Should Know About Contractor's Insurance

2/1/2022

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As an owner of contractor's insurance, you should find out more about the policy now that you have it. Do not be afraid to do more research to get to know what the policy can offer you. This way, you will be able to find out some of the answers to questions about contractor's insurance as a whole.
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Listed below are five facts that you should know about contractor's insurance even if you have it already.

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What Insurance Coverage Should I Get As A Contractor?

10/25/2021

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​As a contractor, you are well aware of your business. You know you may carry the potential for injuries. There is also the risk of mishandling of tools and equipment. Someone can get injured, or an accident happens in your workplace. And you'll be one who will get the brunt of employee claims.

You can pay for those emergencies out of your pocket, the medical bills can pile up, and your funds can get drained. Also, you may not have enough to pay for the legal fees should the injured employee file a lawsuit. It doesn't have to reach that point as long as your employees are properly covered. Let us take a look at the types of contractor's insurance you should consider getting for your team:

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5 Responsibilities Of Contractors

9/20/2021

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​A contractor in construction work is someone who employs or engages with construction workers. Some contractors also manage construction works. The sole responsibility of contractors is to execute the required works to be able to finish the project. However, there are general responsibilities for contractors. Let’s discuss the following responsibilities below!

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Top Five Contractor Insurance Choices to Get You Covered

7/7/2021

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Running a construction business exposes owners to various risks. From lawsuits to accidents and heavy equipment damages, a lot can happen that may also temporarily delay your projects. To avoid income loss and prevent extra expenses due to liabilities, contractors must consider getting insurance. Here are the top five contractor insurance options to get you covered:

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What Should You Look For In Project Contractors When Hiring?

5/17/2021

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​If you want to renovate or build your own house but do not want to do it on your own, hiring professional help will be the best option for you down the line. However, looking for the right fit for your company or home could be a challenge. There are plenty of great contractors out there that can help you out for a reasonable price.

​For these reasons, you have to have significant criteria when hiring project contractors and workers in the future. By knowing these criteria, you will get hold of the best employees to finish whatever project you have in mind.   Here are those criteria as follows:

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Types of Insurance a Contractor Should Have

4/21/2021

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Getting insurance in any type of business is a necessity, especially if it’s in a construction company, which has a high probability of people getting into accidents and other unforeseen events. These instances are why contractor’s insurance comes into play, for the sake of both the employees’ and the business owners’ pockets.
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Here is a list of different types of insurance a contractor should obtain.

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Why Is Contractors Insurance Important?

3/17/2021

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If you are working as a drywaller, electrician, carpenter, landscaper, or any type of contractor and you are not aware or informed about the importance of contractors insurance. You are endangering or jeopardizing your business. Contractors face risks and all sorts of dangers every day. These threats range from minor to severe.
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You can end up being accountable for several liability issues. That is why it is imperative to take these necessary steps to safeguard and protect your livelihood and income source. This type of insurance is a safety net that can shield and protect you from being utterly bankrupt if you find yourself facing a costly lawsuit. 

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​7407 N Division
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(509) 464-0058​
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