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Why Is Business Insurance Important?

3/22/2021

2 Comments

 
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Owning and running a business comes with natural and inherent risks. For example, an employee could get hurt or injured while on the job, a natural disaster could ruin or destroy your property, or even a client could file a lawsuit against you and your business. 

Because of those reasons, it is crucial to protect and safeguard your assets, both personal and business. One of the best ways for you to do that is to ensure that your company is sufficiently insured. 
​
Here are some reasons why your business needs insurance: 

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Why Is Contractors Insurance Important?

3/17/2021

0 Comments

 
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If you are working as a drywaller, electrician, carpenter, landscaper, or any type of contractor and you are not aware or informed about the importance of contractors insurance. You are endangering or jeopardizing your business. Contractors face risks and all sorts of dangers every day. These threats range from minor to severe.
​
You can end up being accountable for several liability issues. That is why it is imperative to take these necessary steps to safeguard and protect your livelihood and income source. This type of insurance is a safety net that can shield and protect you from being utterly bankrupt if you find yourself facing a costly lawsuit. 

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Why Is Auto Insurance Important?

3/8/2021

7 Comments

 
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To better understand why auto insurance is essential, you have to know how car insurance works. Auto insurance does not only protect your vehicle if an accident occurs, but it also protects you from medical costs, financial liability, and other forms of legal consequences. 
​
Auto insurance is not like life insurance because it is mandated and required for most drivers. Most states in America require you to have some form of car insurance to pay for damages you are responsible for after a car accident. 

If you do not have auto insurance, you are compromising financial liability in the event of an accident that could likely cost you thousands of dollars. You might end up paying using all your hard-earned cash for repairs to your vehicle as well. 

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The Different Types of Home Insurance

3/5/2021

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​In case you are planning on getting your first home insurance policy or simply want to update your current policy, it is essential to know the basics of your home insurance coverage. Before making a final and informed decision, you should be familiar with the different insurance types available to you.

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    ​7407 N Division
    Suite D
    Spokane, WA 99208
    (509) 464-0058​
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Black and Associates Insurance, Inc.
​7407 N Division
Suite D
Spokane, WA 99208
(509) 464-0058​
Click Here to Email Us
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  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Roadside Assistance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Disability Insurance Quote
      • Other Quotes >
        • Boat & Yacht Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Commercial Auto Insurance Quote
      • Contractors Liability & Bonds Quote
      • Performance & Payment Bond Quote
      • Professional Liability Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Request an Appointment
  • Insurance
    • Personal >
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
      • Other >
        • Boat & Yacht Insurance
        • Event Insurance
        • Wedding Insurance
        • Umbrella Insurance
    • Commercial >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Commercial Auto Insurance
      • Contractors Liability & Bonds Insurance
      • Performance & Payment Bonds
      • Professional Liability Insurance
  • About
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