Black & Associates Insurance
  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Roadside Assistance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Disability Insurance Quote
      • Other Quotes >
        • Boat & Yacht Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Commercial Auto Insurance Quote
      • Contractors Liability & Bonds Quote
      • Performance & Payment Bond Quote
      • Professional Liability Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Request an Appointment
  • Insurance
    • Personal >
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
      • Other >
        • Boat & Yacht Insurance
        • Event Insurance
        • Wedding Insurance
        • Umbrella Insurance
    • Commercial >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Commercial Auto Insurance
      • Contractors Liability & Bonds Insurance
      • Performance & Payment Bonds
      • Professional Liability Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • Additional Resources >
      • Local Resources
  • Contact

The Different Types of Home Insurance

3/5/2021

0 Comments

 
Picture
​In case you are planning on getting your first home insurance policy or simply want to update your current policy, it is essential to know the basics of your home insurance coverage. Before making a final and informed decision, you should be familiar with the different insurance types available to you.
What Is Home Insurance? 
Home insurance is a type of property insurance coverage that shoulders damages and losses to a person's residence. It also covers the other assets and furnishings in the home. Homeowners insurance grants liability coverages against injuries and accidents on the property or inside the house. 

The Different Types of Home Insurance Coverages
Personal Liability: This type of coverage includes bodily injury damage coverage that shoulders the costs if your guest suffers from an injury inside your home or somewhere around your home. It also covers property damage coverage, which happens if your property becomes damaged because of a covered accident. 

Contents Coverage: This type of coverage takes care of and protects the items in your home, such as clothing and furniture. If an incident or accident occurs, you will receive funding for the total amount of your items' value. Personal liability coverage will shoulder the damages and destruction from certain situations. 

Dwelling Coverage: This type of coverage is the foundation and basis for all home insurance policies. It gives you protection for the whole structure of your home, which includes the walls, floors, ceilings, and even built-in appliances. 

It also covers attached structures. Dwelling coverage protects you and your home from hazards such as theft, vandalism, and hail. This policy can aid you in rebuilding your home in case of a total loss.  

Conclusion 
Choosing the right home insurance that is unique to your needs and your home's needs can be complicated and confusing. However, it is crucial to remember that you will find the perfect one for you with enough research. 

Having home insurance is something all homeowners should have. It is comforting to know that there is something that will protect you if there is a setback. 

At Black and Associates Insurance, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at  (509) 464-0058. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    ​7407 N Division
    Suite D
    Spokane, WA 99208
    (509) 464-0058​
    Click Here to Email Us

    Archives

    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018

    Categories

    All
    Auto Insurance
    Business Insurance
    Business Owner's Package (BOP) Insurance
    Contractors Insurance
    Contractors Liability & Bonds Insurance
    Home Insurance
    Life Insurance
    Professional Liability Insurance
    Renters Insurance
    Workers' Compensation Insurance

    RSS Feed

 Proudly serving Spokane, WA, Spokane Valley, WA, Coeur D' Alene, ID, Colville, WA, Moses Lake, WA, Deer Park, WA, and surrounding areas.

Licensed in Washington, Oregon, and Idaho


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Black and Associates Insurance, Inc.
​7407 N Division
Suite D
Spokane, WA 99208
(509) 464-0058​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash
Image Credit: Monroe Street Bridge by Mark Wagner  |  CC BY 2.5
  • Home
  • Quotes
    • Personal Quotes >
      • Property Quotes >
        • Home Insurance Quote
        • Flood Insurance Quote
        • Earthquake Insurance Quote
        • Landlords Insurance Quote
        • Renters Insurance Quote
      • Auto Quotes >
        • Auto Insurance Quote
        • ATV Insurance Quote
        • Classic Car Insurance Quote
        • Roadside Assistance Quote
        • Motorcycle Quote
        • RV Insurance Quote
      • Health Quotes >
        • Health Insurance Quote
        • Long Term Care Insurance Quote
        • Medicare Supplement Coverage Quote
      • Life & Financial Quotes >
        • Life Insurance Quote
        • Disability Insurance Quote
      • Other Quotes >
        • Boat & Yacht Insurance Quote
        • Event Insurance Quote
        • Umbrella Insurance Quote
        • Wedding Insurance Quote
    • Commercial Quotes >
      • Commercial Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Commercial Auto Insurance Quote
      • Contractors Liability & Bonds Quote
      • Performance & Payment Bond Quote
      • Professional Liability Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Request an Appointment
  • Insurance
    • Personal >
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
        • Medicare Supplement Coverage
      • Life/Financial >
        • Life Insurance
        • Disability Insurance
      • Other >
        • Boat & Yacht Insurance
        • Event Insurance
        • Wedding Insurance
        • Umbrella Insurance
    • Commercial >
      • Commercial Insurance
      • Business Owners Package (BOP) Insurance
      • Commercial Auto Insurance
      • Contractors Liability & Bonds Insurance
      • Performance & Payment Bonds
      • Professional Liability Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • Additional Resources >
      • Local Resources
  • Contact