Car Insurance When Moving To A Different State

​Moving to another state might be one of your plans this year. Each state has different laws to obey, and typically, car insurance providers are only licensed in one state. Although it is not required to change insurance when moving, it would be pretty convenient for you to be covered by an auto insurance policy as soon as you arrive at your new home.

Here is everything you need to do when you want to change your auto insurance.

Call Your Insurance Agent
Calling your insurance agent should be the first step to knowing your next steps. They might have an insurance offer for the state where you will be moving. It would be easier to migrate without changing auto insurance. If they don’t have one, they might help you find an agent from the new state.

Check With Your New State
Changing an auto insurance policy requires some documents that you need for registration. Usually, it would take a whole month or 90 days to get the papers you need. But if your current car insurance is available in your new state, you can avoid the hassle you will experience in changing insurance providers. 

Most of the time, the cost of policy changes depending on what state you moved to. There might be additional coverage costs that you must pay to get the insurance plan. Listed below are the categories of additional costs that you may encounter:

• Injuries got in car and road accidents
• Liability coverage for property damage
• Not insured motorist coverage
• Personal injury protection

Buy A New Insurance Policy
Proof that your vehicle is insured is required in changing your driver’s license and registration. Some insurance companies demand referrals from your old insurance agents, family, and friends residing in your new state or the employer you are working in after you move.

Register Your Vehicle and Obtain A New Driver’s License
Your proof of insurance, driver’s license, the title of the owned vehicle, proof of residence, and proof of identity are needed for vehicle registration and getting a driver’s license. They will be giving you a new vehicle license plate as well.

Cancel Your Old Policy
Cancel your policy once your new insurance plan is set. You can get costly fines for driving across different states without auto insurance. Stay connected with your insurance providers until everything is settled.

Conclusion
Planning to move to a different state requires a lot of attention and time. One of the things that you need to do when migrating is to take care of your car insurance. Calling your insurance provider, checking your new state, having your vehicle registered, getting a new driver’s license, and canceling your policy are things you need to do when moving to a new state.

At Black and Associates Insurance Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (509) 464-0058. Get your free quote today by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.