How To Prepare Your Construction Company for Pollution Claim

A construction business must be prepared for pollution claims, especially if it produces hazardous waste emissions during manufacturing. Other companies like this deal with the following:​

• Agribusiness
• Oil
• Excavation
• Waste depositories
• Asbestos abatement and remediation services
• Demolition
• Street and road projects
• General contractors
• Electrical, HVAC, and mechanical
• Industrial and pipeline
• Below ground storage tanks
• Roofing

What is Pollution Liability Insurance?
If you are an independent contractor, you need to protect yourself against hazardous waste materials.  An environmental claim can quickly complicate your project and lead to costly expenditures later on. The one that can safeguard you is the pollution liability insurance as it covers bodily injury claims and property damage. Moreover, through this, you can get assistance in terms of clean-up costs brought by contamination from poisonous waste materials.

History
A third party that gets injured by a toxic substance can file a lawsuit against the company. Before, companies were able to get assistance from insurers regarding this matter. The standard commercial general liability policy used to cover the pollution problem. After the mid-1980s, insurers decided to exclude the pollution claim coverage from the general liability plan. Now, it has to be purchased separately if you need support on claims concerning hazardous waste exposure.  

Is Pollution Liability Coverage Necessary?
Environmental clean-up projects can break the bank. That’s why many jobs necessitate pollution liability insurance.  Also, most companies these days will hire you as an independent contractor only if you have proof of this kind of coverage.

You’ll have the utmost convenience with this policy. Why? It not only covers you while you are completing the undertaking but also shields your completed operations. In other words, you are still protected after the project has been done.

Where to Get the Insurance
Most insurance companies providing contractors’ insurance have this kind of plan. The cost will depend on the coverage amount that you need, deductible, and whether the policy is bought as a stand-alone plan or in combination with another commercial insurance. 

Don’t wait for your company to experience the risk and affect the reputation of your business. Liability claims can reach the media quickly these days. Get the necessary contractors’ insurance plan now from a trusted insurance provider for your convenience and peace of mind.

At Black And Associates Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (509) 464-0058. Get your free quote today by CLICKING HERE.