What Is Military Car Insurance?

​Military personnel and their families have distinct demands different from civilians, and several vehicle insurance providers can meet these needs. American military members are eligible for specialized coverage options and exclusive prices. These include those on active duty, in the reserves, or previously served.

Military Car Insurance Coverage
Military families experience particular strains and effects on their quality of life that non-military families usually don't. This implies that military families have unique requirements for their auto insurance.

1. Damage Coverage
   Your military car insurance policy might also cover damage from vandalism and other events, like fire. You can also select your mechanic to ensure your vintage military vehicle receives the finest repair possible.
   
   
2. Collision Coverage
   Accidents might still occur even though your vehicle isn't used daily. Your vintage military vehicle insurance may defend you up to your policy limit in the case of a covered collision with another car or an item.
   
   
3. Theft Coverage
   If there is a theft, your vehicle may be covered. Additionally, you might get compensated for the cost of any personal things you had in the car.

Canceling Car Insurance Due To Deployment
Changing your vehicle insurance coverage may be vital if you plan for deployment. Instead of canceling your policy, pausing your coverage can be the wisest course of action. When you cancel your auto insurance, it can lead to increased rates or even the suspension of your driver's license. 

You should only think about storing while you're deployed if it's not in use and can't be accessed by anybody. 

Reinstating Car Insurance After Deployment
Before starting to drive again after your deployment, you need to reinstate your auto insurance coverage. Driving your car while it's still classified as storage risks being left without insurance coverage in case of a claim. Call your auto insurance provider and talk with a representative to resume your policy.

Conclusion
Consider upgrading some coverage types if you cut out on them to save money while deployed. If insurance is needed, keep in mind that you must reinstate it before you get on the road. Driving without insurance is prohibited and carries serious repercussions if you are found.

At Black And Associates Insurance, Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (509) 464-0058 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!